Commercial Umbrella Insurance

 Commercial Umbrella Insurance

In today's business world having a general liability policy may not be enough. Depending on your clients and projects, you may have a need for excess liability coverage that extends beyond the scope of underlying policies.

Commercial Umbrella Insurance is intended to pick up where your General Liability, Commercial Auto or Employer's Liability policies leave off. So, your Commercial Liability policy won't "kick in" until your other policy limits have been reached. 

Umbrella Coverage Options

How much insurance coverage does your firm need? There are a number of factors to consider.

  • Type of projects you undertake
  • Contractual obligations from your project owners and clients
  • Type of coverage already in place
  • The assets of your firm
  • Any additional risk factors unique to your firm

Without the proper umbrella coverage, business owners may have to pay out of pocket for lawsuits, medical expenses or other damages that their current policy doesn't cover. 

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